Life Insurance: It’s Not for You – It’s for Them

People show their love for others in unique ways. Some are grand gestures: helping provide care for an elderly parent or saving up to surprise a spouse with a weekend getaway when they seem stressed out.

Other times, kind gestures are smaller, like tucking an encouraging note in a child’s lunch box or shuttling someone to the airport at 5 a.m. Maybe it’s a series of small acts, like making personal sacrifices to put more money towards the future college educations of your children.

No matter if they’re big, small or in between, we do these things to show our love to those we care about them. This is at the core of why it’s important to have life insurance – it can be one of the most thoughtful, selfless and kind acts you do for your loved ones.

It’s a Gift for Others

The most basic definition of life insurance is this: you pay a monthly premium to an insurance company, and if you die, your beneficiaries receive a sum of money for a covered claim.

That money is generally to help pay for expenses they rely on you to contribute to, but it can be used in any way that helps them financially. With life insurance, you can feel more secure knowing your loved ones can live in the same home, go to the same schools, and maintain the same lifestyle.

Life insurance is a gift of love that we give to those who love us. While we hope we never need to use it, it’s good to know that it’s there.

Who Needs Life Insurance Anyway?

Is your situation similar to any of the following, who could benefit from life insurance?

• Stay-at-home parents, who do so many unpaid tasks that keep families growing
• Single people who have joint debt they don’t want to leave to their family or others
• Couples starting out who have joint bills, obligations and future dreams
• Couples transitioning into retirement that may have financial gaps in their nest-egg
• Anyone whose income is important to their family’s financial well-being

In short, if you’re reading this, you likely need life insurance. If you’re young and healthy, you’re likely eligible for your lowest rate right now, and if you’re farther along in life, you have plenty of options depending on your goals.

This is a selfless act that doesn’t have to break the bank. Visit AAA.com/Life to learn more and find insurance professionals that can help find the right kind of coverage for you, and for the “others” who depend on you.