How to Save Money on Your Insurance

There are many ways to qualify for discounts on AAA insurance. Discounts vary by state, so you’ll want to contact your agent, go online or reach out by phone for specifics. Some examples of discounts include:

Auto insurance discounts

  • You may qualify for a multi-vehicle discount if you insure all of your vehicles through AAA.
  • Driver training program discounts. 
  • Paying for your policy in full may save you money on installment fees.
  • You may save if you're insuring a full-time or part-time student who meets certain grade point and driving record qualifications.
  • If you drive less than a certain number of miles, you may be able to save on car insurance.
  • Raising your deductible – the amount you’ll pay out of pocket before your insurance company payment kicks in – can reduce your annual premium.
     

Home insurance discounts

  • You may qualify for a claims-free discount if you’ve had no homeowner’s claims within the past three years.
  • Savings may be available if your home is in a gated community or equipped with theft and/or fire protection systems.
     

Other discounts

  • Insuring both your home or condo and vehicle(s) through AAA can result in savings. Renters may also qualify for a multi-policy discount.
  • If you've continuously insured your vehicle(s) through AAA or another provider for some period of time (without lapses), you may be able to get a discount.
     

For more information on auto or homeowners insurance, contact your local AAA Insurance agent at 1-800-222-1469 or stop by your local AAA office.

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