Help protect those you love with life insurance through AAA. We’ll help you understand your options and help customize coverage to fit your needs.

What kind of life insurance is best for me?

Item Traditional Term* ExpressTerm* Whole Universal
Coverage Amounts $100,000 to 5 million+ $25,000 - $250,000 $5,000 to $75,000 $100,000+
Coverage Period 10, 15, 20, 25 & 30 years 10, 15, 20, 25 & 30 years Permanent Permanent
Premiums Competitive Premiums Guaranteed Level Payments (during the term period) Guaranteed Level Payments Flexible Premiums
Medical History May require a medical exam May require a medical exam May require a medical exam May require a medical exam
Ages 18-75 (renewable to 95) 18-75 (renewable to 95) Varies by Product** Varies by Product
Options Child Term Rider, Disability Waiver of Premium Rider, and Return of Premium Rider   Travel accident rider. Child term rider. Disablity waiver of premiums rider. Child Term Rider, Disability Waiver of Premium Rider
 

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Annuities

Annuities

As your assets grow, so does added peace of mind.

For over 100 years, people have counted on AAA to provide them with added peace of mind when taking to the road.

Now you can have that same sense of security in your retirement plan. Retirement gives you the time you've always wanted to travel and see family, but this freedom often comes with money worries***. With a competitive fixed interest rate , a minimum interest guarantee for the life of your contract, and options that are designed to help with retirement income can be guaranteed to last a lifetime, it's easy to see how a tax-deferred annuity can help bring additional safety and stability to any retirement portfolio.

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To speak with a AAA Life Insurance specialist, call toll-free 1-888-384-2857.

*Premiums are guaranteed. They are level for the term period and increase annually thereafter. Premiums above are examples only and may vary based on your personal health history and underwriting guidelines. The answers provided to the health questions are used to determine eligibility for coverage. Not all applicants will qualify. Product and its features may not be available in all states. Coverage ends at age 95.

Traditional Term Policy Form Series: ICC11-1201/TL-1201 (In OR: ICC11-1201).

ExpressTerm Policy Form Series: ICC12-1301/TL-1301 (In OR: ICC12-1301).

Annuities are not short-term products. During the surrender charge period, withdrawals exceeding 10% will be subject to a surrender charge that may be higher than fees associated with other types of financial products and may reduce principal. Withdrawals prior to 59½ may be subject to IRS penalties, separate from the annuity’s schedule of surrender charges.

***AAA Life Insurance Company and its agents do not provide legal or tax advice. Therefore, you may wish to seek independent legal, tax, or financial advice prior to the purchase of this contract.

This is a summary of insurance provisions and does not contain all of the benefits and exclusions. For complete terms of the insurance coverage, please contact your insurance professional or refer to the policy or contract.

Life insurance underwritten and annuities offered by AAA Life Insurance Company, Livonia, Michigan. AAA Life Insurance Company is licensed in all states except NY. CA Certificate of Authority #07861. 

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