Why Allianz Travel Insurance
How travel insurance can help protect every adventure
Of course no one likes to spend more money, but the truth is that anything can happen when traveling, and it’s a good idea to be protected just in case. Below are some of the most common ways vacations can get sidetracked and how travel insurance can help. Trip delays, interruptions, or even cancellations can cause unexpected headaches and expenses, but travel insurance can help make sure you are protected for any adjustments you need to make to overcome these situations. Some plans include cancellation benefits and, if you have a covered reason, you can be reimbursed for pre-paid non-refundable expenses—like a covered medical emergency or loss of employment—before your trip even begins.
Allianz Global Assistance, a world leader in travel insurance and assistance services and AAA partner of over 30 years, offers many reasons to protect yourself and your family with travel insurance—helping travelers every year through unanticipated travel delays, bad weather, lost luggage, and medical emergencies in foreign countries.
Here are 10 reasons why experienced travelers choose Allianz Travel Insurance through AAA: *
1. Life is unpredictable. Some trips need to be cancelled. With travel insurance, you don’t necessarily have to pay for a trip you are unable to take. Instead, enjoy more confidence knowing you’re a step ahead of unpredictable situations before and during your trip.
2. Don’t let sickness stop you. From falls to food poisoning, illnesses and injuries can happen anywhere. It’s less scary to be sick or hurt with travel insurance to help you through these troubles with financial benefits and expert assistance services.
3. Your health insurance has its limits. When you travel outside the U.S., you may be leaving your health insurance at home. Many U.S. plans (including Medicare and Medicaid) don’t cover international travel. Why risk it when a medical evacuation can cost $50,000+?
4. Forgot your medication? Lost or forgotten medication can set off an alarm when you’re far from home. Let travel assistance help you locate a pharmacy to purchase a replacement. It’s always nerve-wracking when something goes wrong. But when you’re in a foreign country, you don’t want to face any kind of crisis alone.
5. Lost luggage can leave you in a lurch. Allianz Travel Insurance provides benefits that can help you replace needed items if your bags are delayed, damaged, or stolen while you’re traveling. With reimbursement for your trip essentials, you can still suit up for wherever your journey takes you next.
6. The plan crumbles. If a travel supplier ceases operations, you may not get a refund for the money you fronted for a cruise, flight, or tour. Allianz Travel Insurance offers protection in case of covered travel supplier default, so you’re less likely to pay for an experience that’s no longer possible.
7. You don’t want the credit (voucher). Airlines aren’t required to refund a ticket in the event of an emergency. In fact, your carrier can choose to offer a credit voucher toward future travel instead of cash. With travel insurance, you have more control over your Plan B.
8. Speaking of change of plans...Flight delays can add up. Beyond being annoying, prolonged delays can cause you to accrue expenses while you wait—or worse, miss a connection. With travel insurance, a covered travel delay can mean reimbursement for rebooking fees, meals, and accommodations.
9. Your credit card may not cover you. Some travelers opt out of travel insurance, thinking credit card coverage would suffice in a crunch. Truth is, even if you have this free coverage benefit, it won’t likely be as extensive as a separate travel insurance plan.
10. Tap into smart travel tools. Allianz Travel Insurance provides travelers with a simple-to-use tool that pairs perfectly with wanderlust. Download our TravelSmart™ app to view your policy on the go, file a claim, track your flight in real-time, and get one-touch emergency assistance. All this and more is at your fingertips. Download TravelSmartTM for free on the AppStore and GooglePlay. †
Terms, conditions, and exclusions apply. Availability of specific benefits and covered reasons described here varies by product and by state. Products may not include all benefits or covered reasons described here. See your plan for details on what your plan includes. Benefits may not cover the full cost of your loss. All benefits are subject to maximum limits of liability, which may in some cases be subject to sublimits and daily maximums. Be sure to review your plan carefully to understand what limits apply to your plan.Insurance benefits underwritten by BCS Insurance Company (OH, Administrative Office: 2 Mid America Plaza, Suite 200, Oakbrook Terrace, IL 60181), rated “A” (Excellent) by A.M. Best Co., under BCS Form No. 52.201 series or 52.401 series, or Jefferson Insurance Company (NY, Administrative Office: 9950 Mayland Drive, Richmond, VA 23233), rated “A+” (Superior) by A.M. Best Co., under Jefferson Form No. 101-C series or 101-P series, depending on your state of residence and plan chosen. A+ (Superior) and A (Excellent) are the 2nd and 3rd highest, respectively, of A.M. Best’s 13 Financial Strength Ratings. Plans only available to U.S. residents and may not be available in all jurisdictions. Allianz Global Assistance, TravelSmart, and Allianz Travel Insurance are marks of AGA Service Company dba Allianz Global Assistance or its affiliates. Allianz Travel Insurance products are distributed by Allianz Global Assistance, the licensed producer and administrator of these plans and an affiliate of Jefferson Insurance Company. The insured shall not receive any special benefit or advantage due to the affiliation between AGA Service Company and Jefferson Insurance Company. Plans include insurance benefits and assistance services. Any Non-Insurance Assistance services purchased are provided through Allianz Global Assistance. Except as expressly provided under your plan, you are responsible for charges you incur from third parties. Contact AGA Service Company at 800-284-8300 or 9950 Mayland Drive, Richmond, VA 23233.